While your goods are in our care we are able to arrange insurance on them under our own policy, which is underwritten by Axa Corporate Solutions Assurance and other leading insurers and is designed especially for covering the household goods and personal effects of our customers whilst these are in our custody and control. You must declare a value of your goods to benefit from the insurance that we are able to offer. You may well be able to extend any existing insurance arrangements that you already have in place on your household goods and personal effects, or indeed feel that you do not wish to benefit from the insurance that we are able to offer, and for this reason we show our insurance charges as a separate, optional figure.